What To Look For In UK Truck Insurance

The world of HGV insurance has never exactly been the most thrilling, and while I’m aware that writing an article on what to look out for in haulage insurance is enough to put a good deal of my readers into a narcoleptic coma, I nonetheless think it’s an important, and sometimes confusing, issue worth covering. I hope that this article will prove to be of some use for those struggling in reams of small print and clauses.


Firstly, you may ask why you need insurance. That is to say, why you need specific UK truck insurance, because obviously there’s a legal requirement to have basic vehicular cover to be on British roads in the first place. Extra cover, like goods in transit lorry insurance can seem a lot of extra hassle to arrange, and an unnecessary cost in times when some owner operators and haulage companies are trying hard to make ends meet, but it’s worth considering the extra security your customers will feel knowing their goods are properly protected. Well publicised UK lorry insurance can lend an extra air of legitimacy to an unproven owner operator starting out for the first time. And of course it’s not just about appearances – if goods are damaged on the road and you’re not insured, you’re going to have to either pay for the damages yourself, or endure a drawn out legal battle with someone who could have become a good customer. Likewise, if the employees of a big haulage company have an accident and blame the owners, some kind of protection can make all the difference towards an amiable resolution.


So here’s a rundown to the types of UK truck insurance on offer, and what they provide. Some are compulsory, while others are optional – and it’s up to you to decide whether you can do without them, though obviously I have my own views that I shall share along the way…


Vehicle Insurance


Any vehicle on the road must be insured – that’s a legal requirement which most people are aware of, and naturally it counts for lorries as well! This is obviously a major expense for owner operators starting out, so it actually makes sense to see how prices compare for different lorries before you decide which type you intend to purchase, allowing you to save on your vehicle’s haulage insurance.


Goods in Transit Truck Insurance


It’s worth stumping up the extra cash for ‘Goods in Transit’ insurance as well. This will protect your cargo against loss and damage, which can offer real peace of mind when you’re loading up delicate valuable into the back of the truck. Be sure the haulage insurance you select will cover you to a high enough value – if you’re claiming for damage to items worth £20,000, and you only have goods in transit truck insurance for goods valued up to £10,000 then you’re going to be paying half the damages!


Your main insurance company might cover this, but if not, then it’s very easy to get this from specialist UK lorry insurance dealers. This is especially worth considering for new owner operators, as it makes you seem more legitimate and people will feel they have the peace of mind to take a chance on you, in all your untested glory.


Public Liability


This one may not be as necessary as the other two, but is still worth considering, especially for new owner operators with butter fingers! This aspect of UK lorry insurance will cover you for incidents involving your customers, for example if you drop their entire batch of pianos on their foot. It does more for backup basically, and gives you extra legal grounding should accidents happen.


Continental Lorry Insurance


This one is something that’s either essential or pointless, depending on how you do business, but it’s really easy to work out, of course: Do you spend any of your work hours delivering loads abroad on the continent? If yes, then you need continental haulage insurance, if not you can save that money and stick to a UK truck insurance policy.


These options vary between essential and optional, but all should be carefully considered – it really doesn’t pay to cut corners to make a short term saving Autel MaxiSys MS906TS, and HGV insurance can really offer you some essential leeway should things go wrong, whether you own a fleet of freight vehicles or are a humble owner operator. If you are looking to insure an entire fleet with lorry insurance, it’s worth remembering that discounts are often available and wide ranging Autel MaxiSys MS906BT, so don’t be afraid to shop around!

Luke Humble is the Website manager for Haulage Exchange, a freight exchange providing loads and backloads for freight companies and owner operators. They have teamed up with many haulage insurance providers to provide their members with the best possible rates.
Related Links

What To Do With a Pocket Bike

Many people want to have the fun that many do on motorcycles, but do not actually want to have one. When this is the case, there are pocket bikes to take advantage of. Many adults will find that they can have so much fun on their pocket bike and may find them to be easier to ride.

Many adults have pocket bikes. These are fun for them to ride on a regular basis around their local areas. They can enjoy them because they are not expensive to run and will allow them to get around and have fun at the same time. There are gas and electric pocket bikes to choose from. You can decide which ones are better for you and what will suit your style.

The pocket bikes are small so they do not take up much space at all. You can store these pocket bikes in many storage sheds. You should keep these bikes stored properly to keep it protected from the weather. You will want to have it in a garage or shed so that you do not have to worry about the bike getting ruined or even stolen from your yard.

Many of the adults that use a pocket bike will use them to race. This is a very popular way to enjoy the pocket bikes and allow adults to have some good clean fun Autel MaxiSys MS906BT. These races are performed in safe and secluded areas so that there are no chances of injury for the riders or other motorists. Pocket bikes should never be rode where it is dangerous or where there is heavy traffic to interfere with.

Children are also getting acquainted with pocket bikes more and more these days. There are a lot of children that want to have some form of racing bike but their parents are not so sure this is a good idea. A pocket bike is a great way to get a child started on a motor bike and not have to worry about their safely as much. With the right safety precautions, a child will have a lot of fun on their bike and will get a lot of great experience Autel MaxiCOM MK808.

A pocket bike is a great gift for any child. A child will enjoy to this great motorbike and will learn the importance of taking care of something. This will be a valuable lessen for any child to have. Parents need to supervise the child and make sure that they are using the bike properly and safely.

With the right guidance and the right knowledge, anyone can have a great time on their pocket bike. They will have a fun and safe ride. You should start off slow and learn the basics and then go on from there to bigger and better fun.


Related Links

What to Do at Vehicle Shows

If you’re planning a automobile show or if you are planning on going to a vehicle show you may be most likely thinking about about a few of the enjoyable activities which are accessible there for entertainment. Obviously, not everybody who goes to a automobile show enjoys the cars, so you’ll find usually plenty of other pursuits in case to ensure that it may well be a fun event for the entire family.


Your initial major activity that typically draws individuals is obviously the cars themselves. It’s usually an excellent notion to have at least a few categories that it is possible to award prizes on, for example best overall vehicle, and any other categories that you can to think of. This is in general a great way to actually have some enjoyable for the people who own the cars at least. Plus many of the visitors to the vehicle show tend to appreciate watching the award process.


There are usually some other activities as an example dancing and singing too. Most auto shows will offer some entertainment that might permit you something fun to do. Although the music might not always be live there will typically be something that you’ll be in a position to listen to and dance to. If you’re more of a locker danger you’ll be able to in the main just sit and take pleasure in watching other people dance too.


Other enjoyable activities can comprises face painting for the kids, and even competitions for door prizes and raffles. The varieties of prizes that are offered tend to differ from each automobile show, but you can find typically tons of prizes which are easily obtainable. Despite the fact that most people thoroughly like attending the auto show, you can find also some aspects that will allow you to genuinely diversify their zest for cars Autel MaxiSys Pro.


1 of the best aspects is obviously being in position to take a peek at all of the incredible cars. You’ll find so several cars from diverse eras and plainly you will see a great deal of cars which are great sources of inspiration for those that are curious about restoring their own auto. You will discover some car clubs who organize vehicle shows and auto races at the exact same time. Deciding what your favorite part of the auto show is can depend upon your own personality.


If you’re looking for a excellent weekend then going to a automobile show can be a excellent thought Autel MaxiSys MS906BT. Finding something for everyone to like is usually feasible and you’re nearly guaranteed that you’ll have a marvelous weekend. Taking the whole family out to a automobile show can be a lot of fun, and could be a excellent technique to allow your family and kids to discover to like your zest for cars. You can find often lots of automobile shows around that you can appreciate and see and with a bit of planning you might have the capacity to squeeze in much more than a single show in a week too.


Look to vehicle shows as a wonderful family activity and you are certain to thoroughly appreciate the time you may be able to invest together with your family. Let the children have their faces painted, enroll in the door prizes and even take a little time to admire all of the gorgeous cars that are on display. You may even notice that apart from all of the incredible cars that are at the automobile shows, you might decide that you want to start working on a vehicle of your very own. Going to a auto show may well be a great source of inspiration sometimes, and in the occasion you family enjoys the vehicle shows with you, then it makes the best activity for an entire family to work at.


So like your time at the automobile show and have heaps of enjoyable sharing your experience jointly with your family. You can even look around at the car show as a great approach to turn into inspired if your already working on a certain auto since there is no reason at all that you can’t use a number of the ideas that you gather at the automobile show for inspiration.

If you can have any car in the world, what would it be? Visit for information and specs on the greatest cars in the world, also take a look at buy cheap pre owned audi cars.
Related Links

What The Motorcycle Helmet Law States Per State

Motorcycle helmets may not seem all that important when you think about it. It is heavy, hot and even suffocating. The material may even cause break-outs on the skin and even allergies. Motorcycle helmets also keep you from enjoying the wind on your face as you ride. So why the hell should people wear them? The answer is actually fairly simple. It can keep you from having a permanent disability or even keep you from dying.


Take for instance the story of Don Koening who died when his head hit a tree. He left his helmet on his front porch.


There are a lot of people who have suffered from permanent disability, some even died, just because they have forgotten one tiny detail autel, to wear their motorcycle helmet. What is more saddening about this is the fact that most of these people are between the ages of 16 and 24, people who still have a full life ahead of them.


Laws requiring helmet use


This is perhaps the reason why legislators have included the wearing of the motorcycle helmets in state laws. The law also states that the helmet worn must also pass the criteria that are set by the Department of Transportation’s Federal Motorcycle Vehicle Safety Standard 218. It is one of the three laws that require motorists to wear safety gears while in motor vehicles. The other two are the use of a child-passenger safety restrains and the use of seatbelts while inside the car.


Differences in some state laws


Although the same basic law is stated in all the states, there are slight differences as to the enforcement especially with the monetary fines. In California for instance, motorists must wear helmets all the time. Helmets should not only be worn but also securely strapped in. In Florida, the law is somewhat a little bit more complicated.


Although all motorists are encouraged to wear helmets when they ride, people over 21 years old and are covered by an insurance policy that provides for at least 10,000 dollars in medical assistance should an accident happen are exempted Autel MaxiPRO MP808TS.


The helmet law also does not apply to people who are 16 and older and are operating a motorcycle that have a displacement of 50 cubic centimeters; does not have an excess of two brake horsepower or those that are not capable of operating it beyond the speed of 30 miles per hour.

This content is provided by Low Jeremy. It may be used only in its entirety with all links included. For more information on Motorcycle Helmets & other useful information, please visit
Related Links

What Is Ethanol

The use of ethanol as an alternative fuel is becoming increasingly popular by ever conscious consumers wishing to do their little bit for the planet. It may even be a better alternative to bio fuel, it seems that it is a lot more pleasant to make at any rate.


What is Ethanol?


Ethanol is a grain alcohol, or plant mass formula derived from the natural sugars found in bio mass, or vegetation such as corn, wheat, barley, potatoes and sugar cane. This is then processed to make a renewable form of fuel or fuel additive, which is both cost effective and good for the planet. Many cars are able to run on Ethanol and gasoline mixtures. Although at the moment, the mixtures are only a ratio of 10% Ethanol, to 90% fossil fuel.


Benefits of Ethanol


There are many benefits of using an alternative fuel such as Ethanol, for starters it is a renewable resource, fossil fuels used to make gasoline is not renewable, so one day they will run out, it is because of this that people, have become more aware of alternative fuels and additives. Another good reason for using an alternative fuel such as Ethanol is the reduction of pollution, we only have one planet and if we keep polluting it we may very well find ourselves with nowhere to live. Any steps that we can make toward reducing pollution is a positive. Another good reason to consider a fuel alternative such as Ethanol is that it is far more cheaper to use and make, the main cost involved in making Ethanol is in the processing method.


How is Ethanol Produced?


The process used consists of 8 stages, corn is the main product used in this method, Milling the corn, to make it into a fine powder Autel MK808, or meal Liquification, which is mixing the meal with water and Alpha-amylase, then heating it at temperatures of 120-150 deg Celcius, the heat reduces bacteria. Saccharification, is the process of cooling the mash, and adding glucoamylase, this converts the starch to dextrose, Fermentation, is where the yeast is added to ferment the sugars to convert it to Ethanol. This process consists of the mash going through several different tanks, and takes about 48 hours.


Please note that this procedure is risky and I do not recommend making biodiesel without further research of the process, these are just general guidelines of the making process, if you wish to actually make your own bio diesel please consult expert companies or professionals.


Distillation, the mash now contains about 10% alcohol and 90% non fermentable solids, the solids are now separated from the alcohol, to reach about a 96% strength of alcohol.


Dehydration, is where the last of the water is removed to make the alcohol about 200 proof.


Denaturing, is used then to make the alcohol unfit for human consumption, this is done by adding a small amount of gasoline, like 2-5%.


There are 2 co products derived from this process as well. The first is the non fermentable product, this is used as a livestock feed, the second is the carbon dioxide which is collected from the process and sold to other industries.


There are many reasons to use Ethanol as either an additive or an alternative fuel; one of the main reasons is the reduction of pollution Autel MaxiSys MS908. Regular fossil based fuels are not only damaging to the environment they are a non-renewable resources; once they are gone they can never be replaced, or regenerated.

Simon Oldmann is an avid writer and a green activist, he has been writing about Ethanol use since the growing popularity of Ethanol these last years,
Related Links